Lawrence of Kemnay Ltd, a dealership that sells vehicles and acts as a credit broker in arranging finance for vehicle transactions. Our address is: Brodies House, 31 - 33 Union Grove, Aberdeen, AB10 6SD . Registered in Scotland. Company registration no SC194401. Trading address: Elphinstone Rd, Port Elphinstone, Inverurie AB51 3RN 01467 629926. We are authorised and regulated for credit-broking activities by the Financial Conduct Authority (“FCA”). We are not a lender. Our FCA Firm Reference Number is 686097. Lawrence of Kemnay Ltd, a dealership that sells vehicles and acts as a credit broker in arranging finance for vehicle transactions. We can introduce you (whether direct to a funder or through a specialist credit broker) to a limited number of finance companies who may be able to finance your transaction. There are other finance companies who we do not have a trading relationship with who may also be able to offer you a product and you are, of course, free to approach them direct yourself if you wish.. The Finance Companies we work with will pay us for introducing you to them if your application is acceptable and you decide to proceed. Different finance companies will pay us different amounts of commission. Commission will be calculated (either) as a percentage of the amount of credit you take (or) based on a fixed fee. The commission we receive will vary according to the amount of credit you take or the finance company’s assessment of your credit risk.. Please note that we cannot change the interest rate you pay in order for us to receive either more or less commission from any particular finance company. Whilst rates and commissions may vary between finance companies, our aim is always to secure finance from them which is appropriate to your circumstances. We will ask for your consent to receive any commission and will disclose this amount in good time before conclusion of contract. Please read our full Initial Disclosure Document below for full details.